Auto Loans

The Griffin Buick GMC finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Monroe, Charlotte, and Mooresville to ensure our customers get the right finance program at the most competitive rates.

We strive to work with each customer to ensure their satisfaction. We have financed customers from Rock Hill to Winston-Salem. Whether you are right down the road or an hour away from Monroe you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.

How is your credit?

Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.

Best "I never miss a payment!"

The Griffin Buick GMC loan process can help you find the best interest rate for your next vehicle purchase.

Try our complimentary credit application today!

Great New Vehicle APR!*

Competitive Used Vehicle Rates*

We have hundreds of new and used Buick vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.

OK "I've missed a payment or two."

Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Complete our complimentary credit application and our team of finance professionals will begin working for you. We have hundreds of Buick vehicles currently available for immediate delivery.

Not So Good "I need to rebuild my credit..."

Are you new to this country? Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

To get started, fill out our complimentary credit application online.

Once the application is completed, the Griffin Buick GMC finance team will put together a loan package that is tailored specifically for you.

Finance & F&I Products

We work with GM Financial and a network of lending partners to offer competitive rates for a wide range of credit situations. Options include traditional auto loans, GM-sponsored low-APR promotions on eligible new models, and lease programs. Our Finance team will find the best rate and term for your budget — new, certified, or pre-owned.

Guaranteed Asset Protection (GAP) covers the difference between what your insurance pays on a totaled or stolen vehicle and the remaining balance on your loan or lease. Since vehicles depreciate quickly, GAP protects you from owing money out-of-pocket on a vehicle you no longer have. It is especially valuable when financing with a low down payment or on an extended loan term.

We offer GM Protection Plan vehicle service contracts that extend coverage beyond your factory warranty. Plans range from powertrain-only to comprehensive bumper-to-bumper protection, usable at any authorized GM dealer nationwide. Our F&I team will walk you through plan options, deductibles, and terms during your purchase process.

Tire & Wheel Protection covers repair or replacement for tires and wheels damaged by road hazards — nails, potholes, curbs. Paint & Fabric Protection shields your vehicle's interior and exterior from stains, UV fading, and minor blemishes. Both are available through our F&I office at the time of purchase.

Credit Application & Privacy

Yes. Our online credit application is protected with SSL encryption during transmission. Your information is shared only with lending partners for the purpose of evaluating your financing request. We never sell your personal information to third parties for marketing purposes.

A pre-qualification check uses a soft pull and does not impact your score. A full credit application triggers a hard inquiry, which may cause a minor, temporary dip. Importantly, multiple auto-loan inquiries within a short window (typically 14–45 days) are generally counted as a single inquiry by FICO scoring models, so rate shopping is relatively safe.

You will need: full legal name, current and previous address, Social Security number, date of birth, employer information, and gross monthly income. If applying jointly, you'll need the same information for your co-applicant. Having a recent pay stub or proof of income handy helps speed up the process.

We adhere to our Privacy Policy in compliance with applicable state and federal laws, including the Gramm-Leach-Bliley Act. Your data is used exclusively for processing your purchase or financing. We do not sell customer data. A copy of our full privacy policy is available from our Finance office or front desk at any time.

View All FAQs

Online Credit Application

Fill out our online credit application and get pre-approved for your next vehicle.

Get Pre-Approved

Our Financial Services Include:

Competitive rates direct from the manufacturer and local North Carolina banks
Quick approvals
Value-added services to protect your vehicle investment
Extended warranty programs
And many more finance programs to fit your needs

We are always happy to answer your questions so please don't hesitate to contact us today!